Sainsbury's Bank Home Insurance:

"20% off combined buildings and contents insurance when you buy online*

- Switch your home insurance and you could save up to £124, based on independent telephone research by Consumer Intelligence Ltd who compared 150 test cases across 31 companies in the period January to March 2007. 10% of consumers achieve a saving of £124.00.

- Pay monthly by direct debit at no additional cost

- Unlimited buildings cover - so you're never underinsured

- New for old - if you should lose, damage or have any of your possessions stolen, we will replace them on a new for old basis, subject to some wear and tear deductions

- Up to 40% No Claims Discount (NCD) if you choose to purchase no claims discount protection.

* Saving only available to new customers, not available to existing customers who hold Sainsbury's Bank Household insurance.

Click here to apply or for more information."

If you have been tempted by this, here's the link: