debt ready:

"DebtReady.com is a professional debt management company who help people solve their financial problems.

We deal directly with creditors to negotiate monthly payments and replace them with one lower monthly repayment.

If you are struggling with Debt then we can help find a solution for you. We offer a variety of debt solutions and advice to help clear your Debts.

Debt management does not supply you with another loan, we can provide a service that can help clear you debts, whether it be from personal loans, credit cards, retail department store cards, lines of credit, student loans, medical bills etc. We can reduce your monthly bills by up to 60% replace them all with one single lower monthly payment. Our Personal Advisors will negotiate to reduce your repayments with your creditors on your behalf.

We will find a comfortable payment for you, giving you just one cheque to write each month. Once we receive your payment, we request that your creditors freeze or reduce their interest charges and therefore agree to a new and often lower monthly payment. Where interest charges are frozen, the money we pay to your credit companies is taken off the debt rather than being used to pay interest charges."

If you have been tempted by this, here's the link: