Zurich Home Insurance:

"Zurich Insurance Company is one of the largest insurance companies in the world.

Our Home Solutions policy offers excellent buildings and contents cover – as a result of recent independent research carried out in October 2005, Defaqto awarded Zurich Insurance a 5-star rating for both their Car Solutions and Home (buildings and contents) Solutions insurance policies.

This makes Zurich the only insurance company to hold awards for both home and motor products, based on the criteria of the 2005 Defaqto reports.

And what’s more, these policies include, as standard, extra benefits for which some insurers may charge extra, or don’t offer at all! For example:

- Up to 15% discount when you purchase Zurich Home Solutions insurance online.

- Automatic increase of sum insured by £5,000 during December and January and 1 month before or after a family wedding, to cover gifts.

- Cover for loss or damage to office equipment used by you for your business, trade or profession (up to £10,000 limit)

- Cover for loss or damage to items in your garden ie, children’s toys, garden furniture, pots and/or containers (up to £1,000 limit)

- Cover for replacing the cost of food and drink in the event that your fridge/freezer breaks down (up to a reasonable cost)

Plus, a range of optional extras for you to choose from. As with all insurance policies, please remember that conditions apply - for a summary of key policy benefits, visit Zurich’s secure website for an instant quote, immediate cover and an online discount."

If you have been tempted by this, here's the link: