LV= Liverpool Victoria Unsecured Loan:

"Founded in 1843, Liverpool Victoria is the largest UK Friendly Society (Association of Friendly Societies Yearbook 2005/2006. Total Net Assets).

As a mutual, we can use the money other firms give to their shareholders (we don't have any) to give you a better deal. We have a philosophy of providing good value and competitive products to both new and existing customers. We also have an enviable record in customer services.

Liverpool Victoria is one of the UK's leading financial services companies.

We have a philosophy of providing good value and competitive products to both new and existing customers and have an enviable record in customer services.

A fixed rate personal loan with great benefits.

- Typical 6.9%APR on loans of £10,000 to £25,000

- Fixed repayments throughout the loan. If interest rates rise, you keep paying exactly the same from day one to the end of the loan.

- Before you start repaying, you can take a breather - a financial holiday and make no repayments at all for 3 months.

- A decision online in minutes and if approved, the money in your bank account within a week

- Optional Payment Protection Insurance to repay your loan if the unthinkable happens.

Try our loan calculator to see how much it could cost and apply online in just a few minutes.

Apply online in just a few minutes."

If you have been tempted by this, here's the link: