Citibank Direct Current Account:

"Like all bright ideas, it’s surprisingly simple!

Simple isn’t a word you’d usually associate with a bank account. But that’s exactly what makes the Citibank Direct Current Account different.

It’s easy to manage and offers a competitive interest rate of (2005/10) 4.07% AER (4.00% gross), with no catches and no strings attached. All of which makes it easy to earn money too. Simple.

Easy to manage

Dealing with your bank shouldn’t be difficult, but it often is. Whenever possible, we’ll take the hassle out of managing your money, whether that’s by transferring your standing orders for you or just by offering an efficient, personal service.

Simply the best

At 4.07% AER (4.00% gross), not only do we offer one of the best current account interest rates in the market, but our rate is better than many savings accounts too.

Just an everyday thing

You earn the same great rate on any balance you have in your account, whether it’s £1 or £100,000. As interest is calculated daily, you can be sure that you’re earning something every day.

Your terms and conditions, not ours

You manage the account on your terms, not ours. We’re not looking for any commitment from you upfront - there’s no minimum deposit required and you don’t need to give us your salary every month.

Your choice

You can use our Citibank Online service to access your account. Or, if you’d prefer, you can speak to one of our personal bankers, who are available 24 hours a day and have got the authority to get things done for you.

You’ll also receive a VISA debit card, enabling you to make purchases and to withdraw money from over 44,000 LINK cash machines in the UK and over 840,000 VISA and LINK ATMs worldwide."

If you have been tempted by this, here's the link: