First Plus Secured Loan:

"FIRSTPLUS is a member of the Finance and Leasing Association which has recently launched a Lending Code. This useful resource offers you independent information about the standards we apply to our lending criteria. FIRSTPLUS takes its role as a responsible, reputable lender very seriously.

FIRSTPLUS is a wholly owned subsidiary of Barclays Bank PLC.

A homeowner, or secured loan, is for customers who own their own home with a mortgage. The loan is secured against the property. This means that FIRSTPLUS has an interest in the property, like your mortgage company.

FIRSTPLUS’ flexible repayment plans mean that you could borrow up to 25% more than the value of your home, less your mortgage. This means that you can borrow more money more affordably than you would with a typical unsecured loan or mortgage.

- You choose the amount you borrow and for how long

- There are no up-front application fees, house valuation costs or legal fees

- It's fast and easy to apply. We could pay out your loan within 3 working days

- You'll have a dedicated Customer Account Manager on hand to guide you through the whole process

- A FIRSTPLUS loan is only for homeowners with an existing mortgage. Typical 8.2% APR variable.

If the loan is not right for you, it's not right for FIRSTPLUS. Your best interests are at the heart of what we do. We don't believe in encouraging excessive borrowing. Our aim is to help you stay in control of your finances, not put extra pressure on them.

- You choose the amount you borrow and for how long over 5 to 25 years

- There are no up-front application fees, house valuation costs or legal fees

- It's fast and easy to apply. We could pay out your loan within 3 working days

- You'll have a dedicated Account Team on hand to guide you through the whole process

A FIRSTPLUS loan is only for homeowners with an existing mortgage.

Typical 8.2% APR variable.

With a FIRSTPLUS homeowner loan, you could borrow money more affordably than with a typical unsecured loan or mortgage.

Apply now for a FIRSTPLUS homeowner loan. Borrow £5,000 - £100,000 at an extra low interest rate. Typical 8.2% APR variable.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT."

If you have been tempted by this, here's the link: